FLORIDA REMOTE SURPLUS REFERRALS AND RESOURCES PAGE:
PLEASE COMPLETE OUR INDEPENDENT SUBCONTRACTOR AGREEMENT
THIS IS AN ONLINE FORM, YOU WILL FILL OUT THE INFORMATION, SIGN AND SUBMIT
TO US. THIS WILL HAVE TO BE FILLED OUT ASAP AND BEFORE WE WILL PAY YOU.
Independent Subcontractor Agreement
OLDER FILE PURGE - POSTED
10/23/2020
ON JANUARY 1, 2021 WE WILL PURGE ALL SURPLUS
FILES THROUGH DECEMBER 31, 2019. THESE FILES WILL NO LONGER BE SHOWN ON THE SURPLUS
UPDATE LISTS ON THIS DATE. WE WANT TO CLEAN UP OUR FILE LIST AND FILES WE
HAVE AND PRIORITIZE FILES THAT CAN STILL BE WORKED. IF YOU
WANT US TO STILL WORK YOUR FILE AFTER THIS DATE, PLEASE CHECK AND RESEARCH THE FILE AND SEE IF
THE FUNDS ARE STILL BEING HELD BY THE COURT. IF THEY ARE, SEND US AN EMAIL
WITH THE FILE NAME AND FILE NUMBER AS STATED ON THE LIST. WE WILL TREAT THIS
FILE AS NEW AND RUN A NEW SKIP TRACING REPORT AND WORK AS A NEW FILE. IF
FUNDS ARE GONE OR FILE CANNOT BE WORKED, YOU DO NOT HAVE TO LET US KNOW.
ANYONE IS FREE TO WORK THE OLDER FILES IF THEY SUBMIT AS A
NEW RESEARCHED FILE. WE HAVE DONE A SIMILAR PURGE OF FILES THIS PAST APRIL
CLEANING UP FILES FROM 2009 TO 2017. GOING FORWARD WE WILL ONLY WORK
SURPLUS FILES FOR 1-2 YEARS. EACH JANUARY 1, WE WILL PURGE FILES. PLEASE
KEEP TRACK OF YOUR FILES. WE WILL NOT BE HOLDING ONTO ANY PURGED FILES UNLESS YOU RECHECK
THE FUNDS AND NOTIFY US. THANK YOU FOR YOUR UNDERSTANDING.
UPDATES TO FLORIDA REMOTE PROGRAM BELOW:
PLEASE READ ALL
THE UPDATES, LIST GOES NEWEST TO OLDEST. NEWEST RULES OVERRULE OLDER RULES.
UPDATE 8/20/2020 - UPDATED WORKSHEETS
WE UPDATED THE FLORIDA TAX DEED WORKSHEET AS WELL AS THE FLORIDA
MORTGAGE/HOA WORKSHEET FOR SALES AFTER JULI 1, 2019. WE ADDED 4 NEW ITEMS,
PLEASE SCROLL DOWN THIS PAGE FOR UPDATED WORKSHEETS SECTION.
1. WE ADDED FILE RULES SECTION. YOU MUST READ AND FOLLOW THE FILE RILES.
2. WE ADDED A REQUIRED CHECKBOX THAT YOU HAVE READ THE RULES AND
UNDERSTAND AND AGREE TO THEM. THIS IS REQUIRED.
3. WE ADDED NEW REQUIRED DOCUMENTS TO BOTH TAX AND MORTGAGE SHEETS. YOU
HAVE TO INCLUDE COPIES OF MORTGAGE RELEASES, THIS WAS ALWAYS REQUIRED, JUST
NOT STATED ON THE WORKSHEET.
4. WE ADDED EX-OWNER DEED INFO TO TAX DEED SURPLUS WORKSHEET.
UPDATE 6/1/2020 - EX-OWNER THAT IS A
BUSINESS (NEW FORM)
IF YOU ARE RESEARCHING A FILE AND THE EX-OWNER IS A CORP, LLC, LLP OR
DBA (NO BANKS OR MORTGAGE CO), YOU NEED YOU FILL OUT THE NEW COMPANY
ACCEPTANCE AND REQUIREMENTS FORM WITH YOUR SURPLUS FUNDS FILE. WE NEED
YOU TO RESEARCH WHO THE CONTACTS FOR THE COMPANY ARE. THIS FORM MUST BE
FILLED OUT OUR WAY OR YOU CANNOT SUBMIT THE FILE IF THE EX-OWNER WAS A
COMPANY. SOME NOTES ABOUT THE
FORM,
The business must show on a government run
(State) site that it is active, we will not accept inactive companies.
A copy of that page showing that is
required.
Third party, non-government sites,
will not be accepted.
To our knowledge, all sites showing a
business is registered in that state end in .gov except Florida, whose
site is sunbiz.org.
To find the site, the best way is to
put ‘search for a business in ((put state name in))’ into a Google
search.
You must be able to get business owner(s)
name(s) or officer(s) name.
A ‘registered agent’ or ‘receiver’ or
representative that is not an owner and/or officer will not be accepted.
THE FORM WILL BE LOCATED ON THE WORKSHEETS SECTION WHERE YOU DOWNLOAD
THE UPDATED WORKSHEETS.
UPDATE 2/12/2020 - NEW RESEARCHERS PLEASE READ
2/12/2020 - AS OF
2/12/2020, OUR 3 FILE RULE HAS BEEN UPDATED. YOU STILL HAVE TO SUCESSFULLY
SUBMIT 3 TOTAL FILES BEFORE YOU
CAN SUBMIT AS MANY AS YOU LIKE. THE RULE NOW IS YOU HAVE TO SUBMIT 1 AT A
TIME CORRECTLY AND HAVE IT ACCEPTED UNTIL YOU REACH 3 TOTAL.
AFTER YOU HAVE 3 TOTAL ACCPETED FILES YOU CAN SUBMIT AS MANY AS YOU LIKE
WITH NO RESTRICTIONS. THERE IS SO MANY NEW
RESEARCHERS
MAKING
ERRORS (TOTALLY OKAY AT FIRST TO MAKE MISTAKES) IT ONLY MADE SENSE TO BRING THE
NUMBER DOWN.
THANK YOU FOR UNDERSTANDING.
UPDATE 8/6/19 - SURPLUS UPDATE FILE LIST
PLEASE NOTE, STARTING 8/6/19, THE FILE LIST PAGE
FOR SURPLUS FUNDS WILL BE PASSWORD PROTECTED. THE PASSWORD IS LOCATED
ON PAGE ONE OF THE EBOOK.
UPDATE 8/1/19 - COMMISSIONS
PLEASE NOTE, STARTING 8/1/19, WE WILL
pay commissions of 10% gross collected for both Tax and Mortgage/HOA surplus
funds files.
EXAMPLE - If total collected surplus is $50,000, we will pay THE researcher
A commission of $5,000.
MAJOR UPDATE 6/26/19 - MAJOR CHANGE TO FL MORTGAGE AND HOA SALES
MAJOR CHANGE TO THE WAY MORTGAGE & HOA SURPLUS
FUNDS IS HANDLED STARTING JULY 1, 2019. ALL MORTGAGE AND HOA FORECLOSURE
SALES
ON AND AFTER JULY 1, 2019 WILL NO LONGER HAVE A 60-DAY CLAIMS BAR FOR
LIEN HOLDERS TO MAKE CLAIMS. THIS MEANS ALL DEBT NOW COUNTS
AND RESEARCHERS MUST DO FULL TITLE WORK, THERE WILL BE NO MORE OPTION FOR
NOT DOING TITLE. FORECLOSURE SALES BEFORE JULY 1, 2019 WILL STILL
FALL UNDER THE OLD LAWS WITH THE 60 DAYS CLAIMS BAR. THERE WILL BE UPDATED
WORKSHEETS FOR SALES AFTER JULY 1, 2019 ON THIS PAGE.
WE WILL UPDATE MORE INFORMATION AFTER JULY 1, 2019. AS OF RIGHT NOW, ALL
SURPLUS CREATED AFTER JULY 1, 2019 WILL HAVE TO BE FREE AND CLEAR
OF DEBT, SIMILAR TO NATIONAL SURPLUS FUNDS. WE WILL STILL ACCEPT DAYS OF
SALE WITH ESTIMATED SURPLUS VALUES, BUT YOU WILL HAVE TO
HAVE FULL TITLE DONE. TITLE WORK WILL CONSIST OF ALL RESEARCHERS CHECKING
MORTGAGES, JUDGMENTS AND LIENS AS SHOWN IN THE FLORIDA
REMORE SURPLUS FUNDS EBOOK.
UPDATE 5/10/19 - TAX DEED SURPLUS MUNICIPLE OR GOVERNMENT LIENS (120 DAY
INFO)
IF YOU ARE SUBMITTING FILES THAT QUALIFY FOR THE
120 DAYS RULE, MEANING tax deed applications
that have been filed on or after
October 1, 2018. IF YOU SEE ANY MUNICIPLE CODE VIOLATIONS, IRS TAX LIENS OR
GOVERMENT LIENS, THOSE WILL BE PAID OUT OF SURPLUS.
PLEASE DO NOT SUBMIT FILES THAT HAVE MUNICIPLE CODE VIOLATIONS, IRS TAX
LIENS OR GOVERMENT LIENS THAT WILL TAKE UP THE SURPLUS AND
NOT LEAVE AT MIN $10,000 TO THE EX-OWNER. WE WILL NOT ACCPET THE FILE.
YOU MUST LIST ALL LIENS AND CALCULATE INTEREST RATE (IF NOT INT RATE LISTED,
FACTOR 10%) OR PER DAY FEE, EVEN IF THE LIEN IS $200 PER DAY,
IT ALL COUNTS.
UPDATE 3/8/19 - MAJOR CHANGE TO TAX DEED SURPLUS
Florida law now
mandates that any lienholder MUST file a claim for the tax deed surplus
funds within 120 days AFTER THE SALE AND
AFTER THEY RECIEVE NOTICE OF SURPLUS. THIS IS NOW SIMILAR
TO HOW FLORIDA MORTGAGE AND HOA SURPLUS USED TO WORK, EXCEPT THE DEADLINE FOR
LIENHOLDERS TO CLAIM IS 60 DAYS FOR MORTGAGE/HOA FILES.
This 120 day deadline starts on the date stated in the Clerk’s SURPLUS notice that
is sent out to all interested parties. While the law IS in
effect currently, the deadline will only apply to any tax deed applications
that have been filed on or after the October 1, 2018
deadline. if a subordinate lien holder files on the 121st day, the Clerk
will be able to deny their claim.
pLEASE VIEW THIS DOCUMENT FOR MORE INFORMATION ON THIS RULE:
Change to FL Tax Deed
Surplus.pdf
YOU MAY BEGIN TO SUBMIT FILES.
UPDATE 8/6/18 - DAY OF SALE FILES, PLEASE READ!!
PROPERTY MUST SELL TO
3RD PARTY BIDDER IF YOU ARE WORKING DAY OF SALE MORTGAGE AND HOA
FILES. PROPERTIES SOLD AT AUCTION TO
PLAINTIFF WILL NOT BE ACCEPTED. IF AFTER THE SALE, YOU CAN VIEW THE
CERTIFICATE OF DISBURSMENTS, AND THAT SHOWS A SURPLUS RETAINED BY
CLERK, YOU CAN SUBMIT. THIS INFORMATION IS ALSO FOUND IN THE 'STEP BY STEP
TO WORKING DAY OF SALE' IN THE 3/26 UPDATE.
UPDATE 6/18/18 - FORECLOSURE SALE CANCELLATIONS AFTER THE SALE
RULE
NOW THAT WE ARE BACK
TO DAY OF SALE FOR FLORIDA MORTGAGE AND HOA SALES, YOU MAY RUN ACROSS FILES
THAT THE SALE WAS CANCELLED
AFTER THE SALE. THESE CAN BE FILES THAT HAVE ALREADY BEEN SUBMITTED. IF
ANOTHER RESEARCHER SUBMITS A FILE THAT YOU HAVE ALREADY
SUBMITTED, AND THEIR FILE IS THE MOST CURRENT, MEANING IT HAS THE NEW SALE
DATE AND SALE INFO, THEY WILL NOW BE CREDITED WITH THE FILE.
THE REASON IS ONCE A SALE IS VACATED AND PUT BACK ON THE AUCTION CALENDER
AND RESOLD AT A LATER DATE, THERE IS A NEW SALES PRICE,
DATE AND SURPLUS. IT IS IMPORTANT FOR YOU TO KEEP TRACK OF YOUR FILES AND
CHECK.
UPDATE 3/26/18 - DAY OF SALE IS BACK!
YOU CAN NOW SUBMIT
FLORIDA MORTGAGE AND HOA FORECLOSURE SALES THE SAME DAY THE FORECLOSURE
TAKES PLACE. THIS IS AND OLD RULE
THAT WE ARE BRINGING BACK. YOU NO LONGER HAVE TO WAIT FOR CERT OF TITLE TO
SUBMIT A FILE. ALL YOU HAVE TO DO NOW IS GO TO COUNTY
FORECLOSURE AUCTION SITE, CHECK SALE LIST AND RESEARCH PROPERTIES THAT HAVE
SOLD FOR OVER THE JUDGMENT AMOUNT BY AT MIN $15,000.
BECAUSE YOU ARE ESTIMATING THE SURPLUS AMOUNT BY
SUBTRACTING THE JUDGMENT AMOUNT FROM THE SALES PRICE WE WILL ONLY
ACCEPT FILES
WHERE THERE IS AN ESTIMATED SURPLUS AMOUNT
GREATER THAN $15,000. THIS IS TO ALLOW A CUSHION IN CASE THERE ARE ADDED
FEES. PLEASE REMEMBER THAT AN OVERAGE IS ONLY CREATED WHEN
THE SALES PRICE IS HIGHER THAN THE JUDGMENT AMOUNT.
DO NOT SEND IN FILES WITH ACTIVE MOTIONS
TO CANCEL AFTER THE SALE, CHECK AND READ THE DOCKET!!
YOU CAN SUBMIT THE FILE AS SOON AS THE SALE IS FINISHED ALONG WITH ALL
SUPPORTING DOCUMENTS.
LEARN MORE ABOUT DAY OF SALE
FILES HERE -
STEP
BY STEP TO WORKING DAY OF SALE.pdf
LIST OF FL MORTGAGE/HOA AUCTION WEBSITES -
FLORIDA
MORTGAGE HOA AUCTION SITES.pdf
UPDATE 3/26/18 - UPDATED WORKSHEET FOR
FL MORTGAGE AND HOA FILES
CERTIFICATE OF TITLE IS NOT REQUIRED FOR DAY OF SALE FILES SINCE IT WOULD BE
BE ISSUED YET. IF THE CERTIFICATE OF TITLE HAS BEEN ISSED,
PLEASE NOTE THE DATE STATED ON THE DOCKET FOR THAT ACTIVITY.
IMPORTANT NOTE - IF YOU CAN VIEW THE CERTIFICATE
OF DISBURSEMENT, LIKE IN MIAMI-DADE FOR INSTANCE, PLEASE OPEN
THAT DOCUMENT AND USE THAT SURPLUS AMOUNT AS VERIFIED.
MAJOR UPDATE
8/14/17 - UPDATE TO WORKSHEET AND MORTGAGE/HOA FILES
STARTING 8/14/17, WE
HAVE UPDATED THE WORKSHEETS FOR FL REMOTE MORTGAGE AND HOA FILES. WITH THIS
UPDATE, THERE ARE CHANGES TO OLD FIELDS A FEW NEW FIELDS THAT ARE REQUIRED.
*8/14/17
UPDATES TO WORKSHEET - PLEASE USE MOST RECENT UPDATED WORKSHEET. FILES WILL
BE KICKED BACK USING OLDER WORKSHEET.
1. DEED HOLDERS AT
TIME OF LIS PENDENS - THIS FIELD USED TO SAY AT TIME OF FORECLOSURE SALE.
ACCORDING TO FL LAW, THE DEED HOLDER AT TIME OF LIS PENDENS ARE ENTITLED TO SURPLUS, EVEN IF
PROEPRTY TRANSFERRED AFTER THIS DATE AND BEFORE THE FORECLOSURE, THIS IS
UNIQUE RULE ONLY PERTAINING TO FLORIDA. THE LIS PENDENS DATE
WILL SHOW ON THE ONLINE DOCKET/CASE HISTORY.
2. DEED RECORDATION DATE & BOOK/PAGE - WE
WANT YOU TO TELL US ON PAGE 1 THE RECORDATION DATE OF THE DEED AT TIME OF
LIS PENDENS ALONG WITH THE BOOK AND PAGE REF. YOU ARE ALSO
INCLUDING A COPY OF THE DEED WITH THE FILE.
3. LIS PENDENS DATE - THIS IS DATE OF THE
LIS PENDENS, WHICH IS THE START OF THE FORECLOSURE CASE PROCEEDINGS. YOU
WILL SEE THIS ON DOCKET/CASE HISTORY REPORT NEAR THE BEGINNING OF THE
CASE HISTORY.
4. CERTIFICATE OF TITLE DATE - (IF ISSUED AT TIME
OF FILE ACCEPTANCE) PLEASE WRITE DOWN CERT OF TITLE DATE IF ISSUED, USALLY
2-3 WEEKS AFTER SALE.
YOU CAN LEAVE BLANK IF CERT OF TITLE HAS NOT BEEN ISSUED YET.
IMPORTANT NOTE - WHEN
CHECKING DOCKET, ANY MOTIONS TO CANCEL THE SALE MUST BE RESOLVED PRIOR TO
SUBMITTING THE FILE TO US. THIS GOES FOR CLAIMS FOR SURPLUS,
CHECK THE DOCKET FOR SURPLUS CLAIMS. IF THE OWNER IS CLAIMING OR A SURPLUS TRUSTEE, DO NOT SEND IN THE FILE. IF A
LIEN HOLDER IS CLAIMING, YOU CAN SEND IN IF YOU CAN READ THE CLAIM AND IT WILL STILL LEAVE AT MIN $15,000 AFTER THE
CLAIM.
UPDATE 1/19/17 -
UPDATE TAX DEED WORKSHEET
WE UPDATED THE CHAIN OF TITLE WORKSHEET FOR TAX DEED SALE OVERAGES. WE ARE
NOW REQUIRING THE COPY OF THE OWNERS
DEED LIKE WE DO WITH MORTGAGE/HOA SALES. ANY FILES TURNED IN WITHOUT THIS
INFORMATION WILL BE KICKED BACK.
UPDATE 1/6/17 - NOT ABLE TO GET THE O&E
REPORT?
FOR TAX DEED SALE OVERAGE, WE NOW ALLOWING YOU TO GO AFTER COUNTIES WHERE
YOU ARE NOT ABLE TO GET THE O&E/TITLE REPORT.
THIS SHOULD OPEN UP 40 COUNTIES THAT YOU WERE
PREVIOUSLY NOT ABLE TO WORK. YOU WILL HAVE TO RESEARCH TITLE ON THE
EX-OWNERS - YOU WILL HAVE TO SEARCH THE OWNERS NAMES IN THE COURT
OFFICIAL RECORDS SITE FOR ANY MORTGAGES, LIENS AND JUDGMENTS. TO FIND THE
MOST RECENT DEED YOU WILL HAVE TO GO TO THE COURTS PROPERTY
APPRAISERS SITE AND SEARCH BY ADDRESS OR PIN#. INSTEAD OF INCLUDING A COPY
OF THE COURTS O&E REPORT, WE WILL NEED A COPY OF THE OFFICIAL
RECORDS PAGE SHOWING YOU SEARCHED THE NAMES OF EACH OWNER. FOR INFORMATION
ON DOING TITLE,
THERE IS SECTION IN THE STEP BY STEP FOR MORTGAGE SURPLUS THAT GOES OVER
DOING TITLE WORK. PLEASE INCLUDE A COPY OF THE COUNTY OFFICAL RECORDS PAGE
SHOWING YOU SEARCHED THE OWERS NAMES FOR DEEDS, MORTGAGE, JUDGMENTS AND
LIENS.
UPDATE 11/7/14
- USING COUNTY AUCTION SITE
YOU ARE ALLOWED TO USE
THE COUNTIES AUCTION SITE INSTEAD OF REGISTRY REPORT FOR NEW FILES UNDER 60
DAYS
FROM SALE. HOWEVER, WE WILL NEED YOU TO USE THE
CASE REGISTRY REPORT FOR ANY FILES OVER 60 DAYS. THE CASE REGISTRY IS
IMPORTANT BECAUSE IT SHOWS WHAT THE COURT IS HOLDING AFTER
PAYING OUT TO THE JUDGMENT HOLDER (PLAINTIFF). WE ARE ALLOWING THE USE OF THE COUNTIES AUCTION SITE FOR NEWER FILE
BECAUSE WE UNDERSTAND THAT YOU WOULD HAVE TO WAIT A MONTH TO GET THE REPORT
AND WE WANT TO GET A JUMP ON NEW FILES. YOU WILL
HAVE TO PROVIDE A SCREEN SHOT COPY (SEE BELOW EXAMPLE) OF THE SALES PAGE SHOWING
WHAT THE
PROPERTY SOLD FOR AND THE JUDGMENT AMOUNT, OF COURSE YOU WILL ALSO HAVE TO
SHOW ALL OTHER REQUIRED DOCS.

HERE IS AN EXAMPLE OF A COUNTIES AUCTION SITE:
CHARLOTTE COUNTY FL AUCTION LINK
BECAUSE YOU ARE ESTIMATING THE SURPLUS AMOUNT BY
SUBTRACTING THE JUDGMENT AMOUNT FROM THE SALES PRICE WE WILL ONLY
ACCEPT FILES WHERE THERE IS AN ESTIMATED SURPLUS AMOUNT
GREATER THAN $15,000. THIS IS TO ALLOW A CUSHION IN CASE THERE ARE ADDED
FEES. PLEASE REMEMBER THAT AN OVERAGE IS ONLY CREATED WHEN
THE SALES PRICE IS HIGHER THAN THE JUDGMENT AMOUNT.
UPDATED WORKSHEETS:
PLEASE READ - THERE ARE 2 SEPARATE WORKSHEETS FOR FL MORTGAGE
FORECLOSURE FILES. ONE IS FOR SALES THAT HAPPENED BEFORE JULY 1, 2019, AND
ONE FOR SALES AFTER JULY 1, 2019. MAKE SURE TO USE CORRECT WORKSHEET.
FLORIDA REMOTE WORKSHEETS!
PLEASE USE
FLORIDA UPDATED TITLE WORKSHEETS*:
SURPLUS FUNDS CHAIN OF TITLE - FL MORTGAGE HOA OLDER FILES UPDATED.pdf
- PDF Doc - use for
mortgage and HOA foreclosure overages before 7/1/19
SURPLUS FUNDS CHAIN OF TITLE - FL MORTGAGE HOA OLDER FILES UPDATED.docx - MS
Word Doc - use for mortgage and HOA foreclosure overages
before 7/1/19
SURPLUS FUNDS CHAIN OF TITLE - FL MORTGAGE HOA UPDATE 81920.pdf - PDF Doc
- use for mortgage and HOA foreclosure overages after 7/1/19
SURPLUS FUNDS CHAIN OF TITLE - FL MORTGAGE HOA UPDATE 81920.docx - MS
Word Doc - use for mortgage and HOA foreclosure overages
after 7/1/19
SURPLUS FUNDS CHAIN OF TITLE - FL TAX DEED 81920.pdf
- PDF Doc - use this for tax
deed sale
overages
SURPLUS FUNDS CHAIN OF TITLE - FL TAX DEED 81920.docx - MS Word Doc - use this for tax
deed sale
overages
COMPANY ACCEPTANCE AND REQUIREMENTS FORM.docx - Word Doc - Use when
ex-owner is a corp, llc or dba.
COMPANY
ACCEPTANCE AND REQUIREMENTS FORM.pdf - PDF -
Use when ex-owner is a corp, llc or dba.
PLEASE WATCH THIS INFORMATIVE VIDEO BELOW
FOR THE FL REMOTE PROGRAM:
UPDATES ON FILES
f you have submitted 20
or more accepted surplus funds files and have submitted at least 1
accepted surplus funds file in the past 60 days, you may request an update once per
month by opening a support ticket and selecting the "File Update"
button.
We will send the file updates to you via email before the end of the month. Make sure
to send the request before the 15th of the month to
get an update for
the current month. If your request comes after the
15th of the current month, you will be put on the list for the next update on
the following month.
If you have submitted a ticket for an update, and are not eligible for
one, we will not email you an update. We will notifiy anyone when we
make a deal on a
file whether you have 20 files or less, but you will
not get monthly progress updates.
COUNTY SALE LINKS
Click here to view links to some Florida Counties online Tax Deed
sales.
http://surplusfundsriches.com/fltdsw.html
RULES SECTION:
RULES - DO THIS RIGHT GUYS!
1. Send
the file, to paperwork@surplusfundsriches.com When
you use email - do not use zip files, do not send in links for documents
, put the case name(defendant) in the header of the email.
Please combine the documents into one attachment. IF YOU DON'T PUT THE
DEFENDANT NAME/CASE NAME IN THE HEADER OF THE EMAIL, WE WILL SKIP THIS
FILE SUBMISSION AND GET TO IT LATER. IF THIS CAUSES YOU TO LOSE THE
CASE TO ANOTHER RESEARCHER, THAT IS ON YOU.
PLEASE READ -
We have up to 3 business days to process the file or respond with errors.
our business hours are Monday - Friday, 9:00am to 4:00pm Eastern time. All
files submitted after business hours, the 3 days start on the next business
day. For example, file submitted on Friday at 8:00pm, 3 day window will
start Monday at 9:00am since our office is closed weekends. Our office is
closed for most major holidays and will not count as a business day. as a business day.
2. Minimum case for us to pursue is $10,000
- not 9,999.99, $10,000. ($15,000 FOR ESTIMATED VALUES)
If
If more than 1 owner, not married, we need at
min $10k per person to work. Example - 3 owners on deed, all unmarried,
there needs
to be at minimum $30,000 in surplus for us to work the file.
4. On the worksheet, we need the physical address
of the foreclosure, not the claimant's notification address. Do
not put in parcel id #, tax id #, or legal description, unless there wasn't a physical address
- vacant land.
3. If you complete your case research, and the
last owner was a Bank or a Bank is entitled to entire surplus amount, we
will not take the file.
If you complete your case research, and a lien holder or lien holders are
entitled to entire surplus amount, we will not take the file. However,
we
will take any file where there is a lien holder or bank entitled and there
still leaves at min $15,000 to the ex-owner. For instance, you find an open
mortgage
for $25,000 and the surplus is $45,000. We will take that file because it will
leave $20,000 for the ex-owner.
If there are open liens, judgments or mortgages, the total plus interest must
leave at min $15,000 for the ex-owner(s) for us to accept the file.
3B. We do not accept files where the ex owner is a HOA or COA.
4. On the worksheet, we need the physical address
of the foreclosure, not the claimant's notification address. Do
not put in parcel id #, tax id #, or legal description, unless there wasn't a physical address
- vacant land.
5. Feedback - we will let you know when you get
a claimant under contract and have the case set to petition. Until you
have sent in 20 files that we have accepted, we will not
give out any additional feedback. If you have sent in 20 cases
we have accepted -
researched cases - we will give feedback once a month,
upon request.
6. Check for Motions or Petitions for the funds - Please take your time. We are getting files in where a disbursement
has already
been made(money is gone) and/or where there is a petition in process. Just review the docket history to make sure that isn't
happening.
The docket may read, "motion to disburse", "motion for surplus funds",
"owners claim", "surplus claim" or something similar. Remember that we are independent contractors, which means we work with you by choice and you work with us by choice.
If we receive
unresearched files from a researcher, repeatedly, we will choose to no longer work with you. Of course, we
will address first files sent in
and help you submit correctly. If you ignore that correction and refuse to follow directions, we will drop you
as a researcher.
Also when checking the docket - Make sure to look for Order of Dismisal or
Order to Vacate or anything sounding like the owners
are trying to reverse the sale. We have run across a few where the sale was
reversed and cancelled. Make sure to check for this
when reading the docket case history report.
7. For tax files, do not send in any files over 18 months old -
18 months since the foreclosure sale. For Mortgage and HOA
Files, please use the most recent version
of the Registry Report, this will also have the older stuff.
8. Put Files in Order - Make sure when you submit files to us, you have the
chain of title worksheet first, followed by the supporting docs. If your files are not submitted in this manner,
we will not work it. You will have to resubmit in correct order.
9. Make sure you are checking the deed holder at the time of lis pendens
(not time of foreclosure) for Mortgage or
HOA foreclosure sales.
This is not the buyer at auction or the person named on the certificate of
title (foreclosure deed after the auction). We are getting files
in where
some of you are not checking or putting the wrong names
down. This is very important step, do not dismiss it or assume it is the
same as the
defendant(s) listed. We need to know exactly who is due
the money. Deeds can be checked on the courts online deed and official
records
dept., it is also stated in the step by step example for
FL Mortgage and HOA foreclosure sales.
For tax deed sales, it is the deed referenced on the court O&E report aka
title report.
10. Please include a copy of the notification addresses in with the file.
For Mortgage and HOA foreclosure sales, it will be on the last page of
the Final Judgment doc. For tax deed sales, the name of the document may
vary by county. Some counties it is called Collector's Certificate,
Clerk's Affidavit Certificate or Interested Parties.
Some courts put in the copies of the envelope mailings, you can use that.
Some courts will
have a document called something else entirely, you will have to look for
that.
11. We pay commissions of 10% gross collected for both Tax and Mortgage
surplus funds files. If total collected surplus is $50,000, we will
pay researcher commission of $5,000.
12. We will not accept estimated surplus values if the sale was 60 days or
more ago. You need to verify at this stage, check the docket for
Certificate of Disbursement or get the registry list or any court document
showing the surplus amount. For example, if a foreclosure sale was
held on 1/1/2019 and you research and submit on 3/5/2019, you would need to
verify the surplus amount, because those dates are more than
60 days apart.
13.
IF EX-OWNER IS A CORPORATION, LLC, LLP OR DBA, PLEASE FILL OUT THE
'COMPANY ACCEPTANCE AND REQUIREMENTS FORM' WITH YOUR FILE. NO BANKS,
MORTGAGE COMPANIES OR FINANCIAL INSTITUTIONS ALLOWED.
14. Please read the updates to the Florida Remote program. Florida laws are
constantly evolving and we post updates to the program above.
IF YOU JUST SKIPPED THE ABOVE AND DIDN'T
READ IT, UNDERSTAND THAT FAILURE TO FOLLOW THESE DIRECTIONS WILL RESULT IN US
IGNORING FUTURE REFERRALS.
PLEASE CHECK
THE FOLLOWING LIST FOR FILES WE ARE ALREADY WORKING.
IF A
FILE IS ON THIS LIST, DO NOT SEND THE FILE TO US.
Please click the link below to view the
Surplus Funds List. Once on the page, you will have to enter the password
located on page 1 of the Florida Remote Ebook.
Surplus Funds List
PAST
BUYER LOYALTY DISCOUNTS - PURCHASE INDIVIDUAL PROGRAMS AT A DISCOUNTED
PRICE!!