FLORIDA SPECIFIC REFERRALS PAGE -
PAST BUYER LOYALTY DISCOUNTS - PURCHASE INDIVIDUAL PROGRAMS AT A DISCOUNTED PRICE!!

 MAJOR UPDATE 8/14/17 - UPDATE TO WORKSHEET AND MORTGAGE/HOA FILE ACCPETANCE TIMELINE
 STARTING 8/14/17, WE HAVE UPDATED THE WORKSHEETS FOR FL REMOTE MORTGAGE AND HOA FILES. WITH THIS UPDATE, THERE ARE CHANGES TO OLD FIELDS
A FEW NEW FIELDS THAT ARE REQUIRED.

UPDATES TO WORKSHEET - PLEASE USE MOST RECENT UPDATED WORKSHEET. FILES WILL BE KICKED BACK USING OLDER WORKSHEET.
 1. DEED HOLDERS AT TIME OF LIS PENDENS - THIS FIELD USED TO SAY AT TIME OF FORECLOSURE SALE. ACCORDING TO FL LAW, THE DEED HOLDER AT TIME
OF LIS PENDENS ARE ENTITLED TO SURPLUS, EVEN IF PROEPRTY TRANSFERRED AFTER THIS DATE AND BEFORE THE FORECLOSURE, THIS IS UNIQUE RULE
ONLY PERTAINING TO FLORIDA. THE LIS PENDENS DATE WILL SHOW ON THE ONLINE DOCKET/CASE HISTORY.
2. DEED RECORDATION DATE & BOOK/PAGE -  WE WANT YOU TO TELL US ON PAGE 1 THE RECORDATION DATE OF THE DEED AT TIME OF LIS PENDENS ALONG
WITH THE BOOK AND PAGE REF. YOU ARE ALSO INCLUDING A COPY OF THE DEED WITH THE FILE.
3. LIS PENDENS DATE -  THIS IS DATE OF THE LIS PENDENS, WHICH IS THE START OF THE FORECLOSURE CASE PROCEEDINGS. YOU WILL SEE THIS ON DOCKET/
CASE HISTORY REPORT NEAR THE BEGINNING OF THE CASE HISTORY.
4. CERTIFICATE OF TITLE DATE - WE ARE NOW REQUIRING THAT THE CERTIFICATE OF TITLE (WHICH IS THE DEED TRANSFER TO NEW BUYER OF THE AUCTION) BE
 ISSUED FOR US TO ACCEPT THE FILE. WE ARE ELIMINATING THE 1 CALENDAR MONTH RULE FOR NEW FILES, AS LONG AS THE CERTIFICATE OF TITLE HAS BEEN
ISSUED, WE WILL ACCEPT THE FILE.

UPDATES TO FILE ACCEPTANCE DATE - 1 CALENDAR MONTH RULE HAS BEEN CHANGED
THE 1 CALENDAR MONTH RULE IS GONE EFFECTIVE 8/14/17. THE NEW RULE IS AS LONG THE CERTIFICATE OF TITLE WAS ISSUED, WE WILL ACCPET THE FILE.
CERTIFICATE OF TITLE IS USUALLY ISSUED 2-4 WEEKS AFTER THE SALE.  IF THE CERT OF TITLE IS NOT ISSUED, WE WILL NOT ACCPET THE FILE FOR ANY REASON.
YOU ARE REQUIRED TO WRITE THE DATE ON THE WORKSHEET.
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UPDATE 6/30/17 - NO LONGER ACCEPTING LLC's
 WE ARE NO LONGER ACCEPTING FILES WHERE THE OWNERS ARE LLC'S.
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UPDATE 1/19/17 - WE UPDATED THE CHAIN OF TITLE WORKSHEET FOR TAX DEED SALE OVERAGES. WE ARE NOW REQUIRING THE COPY OF THE OWNERS
DEED LIKE WE DO WITH MORTGAGE/HOA SALES. ANY FILES TURNED IN WITHOUT THIS INFORMATION WILL BE KICKED BACK.  
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 UPDATE 1/6/17 - FOR TAX DEED SALE OVERAGE, WE NOW ALLOWING YOU TO GO AFTER COUNTIES WHERE YOU ARE NOT ABLE TO GET THE O&E/TITLE REPORT.
THIS SHOULD OPEN UP 40 COUNTIES THAT YOU WERE PREVIOUSLY NOT ABLE TO WORK. YOU WILL HAVE TO RESEARCH TITLE ON THE EX-OWNERS - YOU WILL
HAVE TO SEARCH THE OWNERS NAMES IN THE COURT OFFICIAL RECORDS SITE FOR ANY MORTGAGES, LIENS AND JUDGMENTS. TO FIND THE MOST RECENT DEED
YOU WILL HAVE TO GO TO THE COURTS PROPERTY APPRAISERS SITE AND SEARCH BY ADDRESS OR PIN#. INSTEAD OF INCLUDING A COPY OF THE COURTS O&E
REPORT, WE WILL NEED A COPY OF THE OFFICIAL RECORDS PAGE SHOWING YOU SEARCHED THE NAMES OF EACH OWNER. FOR INFORMATION ON DOING TITLE,
THERE IS SECTION IN THE STEP BY STEP FOR MORTGAGE SURPLUS THAT GOES OVER DOING TITLE WORK.
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IMPORTANT UPDATE!!! - PLEASE COMPLETE OUR INDEPENDENT SUBCONTRACTOR AGREEMENT - THIS IS AN ONLINE
FORM, YOU WILL FILL OUT THE INFORMATION, SIGN AND SUBMIT TO US. THIS WILL HAVE TO BE FILLED OUT ASAP AND
BEFORE WE WILL PAY YOU.
Independent Subcontractor Agreement
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IMPORTANT!!! - PLEASE READ BEFORE SUBMITTING MORTGAGE AND HOA SURPLUS FILES! - WHEN CHECKING THE DOCKET, IF YOU SEE ANY ACTIVE MOTIONS
TO CANCEL OR VACATE, DO NOT SEND THE FILE IN.

ALSO, DO NOT SEND IN ANY FILES WHERE THERE IS ACTIVE MOTIONS FOR SURPLUS FUNDS. IF YOU CAN READ THE MOTION AND IT IS A DEBTOR AND THE
AMOUNT THEY ARE GOING AFTER STILL LEAVES $10,000 OR MORE YOU CAN SEND IN WITH THE COPY OF THE MOTION. FAILURE TO FOLLOW THESE RULES WILL
LEAD TO PROBATION. IT IS ON YOU TO READ THE DOCKET, NOT JUST SEND IN FILES UNRESEARCHED.

IF YOU CAN VIEW THE CERTIFICATE OF DISBURSEMENT, LIKE IN MIAMI-DADE FOR INSTANCE, PLEASE OPEN THAT DOCUMENT AND USE THAT AMOUNT AS VERIFIED.
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UPDATE 5/15/16 - WE ARE NO LONGER ACCEPTING ANY FILES WHERE SURPLUS IS DUE TO A BANK, ANY BANK LARGE OR SMALL. SEE UPDATED RULE #3 BELOW IN
THE RULES SECTION. WE WILL STILL TAKE SMALL PRIVATE MORTGAGES WHERE THE LENDER IS A PERSON. THIS ONLY APPLIES TO TAX DEED SALES IN FL, ALL
CREDITORS ARE KICKED OUT AFTER 60 DAYS IN MORTGAGE AND HOA FORECLOSURES AND WE WILL TAKE THE FILES IF THERE IS A 2ND OR 3RD MORTGAGE.
WE WILL NOT TAKE IF THE BANK IS THE OWNER (DEED HOLDER) AT THE TIME OF SALE.
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 UPDATE 9/21/15 - AS OF 9/21/15 WE ARE NO LONGER ACCEPTING SURPLUS FILES WHERE A HOME OWNERS ASSOCIATION (HOA) OR A CONDO ASSOCIATION (COA)
WAS THE PREVIOUS OWNER PRIOR TO FORECLOSURE SALE AND IS DIRECLTY DUE THE MONEY.
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IF YOU ELECT TO DO THE TITLE SEARCH FOR MORTGAGE AND HOA FORECLOSURE FILES TO GET THE 12%, PLEASE MAKE SURE YOU DO IT CORRECTLY. IF WE
SEE THERE ARE ERRORS WHEN WE GET THE FILE, WE WILL KICK THE FILE BACK. IF WE CATCH ERRORS AFTER WE MAKE A DEAL, WE WILL ONLY PAY 8%. PLEASE
DO NOT PUT THE FORECLOSING ENTITY AS BEING 1ST IN LINE FOR SURPLUS FUNDS, THEIR LIEN OR MORTGAGE WAS SATISFIED VIA THE FORECLOSURE SALE. IF
THEY HAD ANOTHER LIEN (MORTGAGE) THEN THEY CAN COLLECT ON THAT AND YOU WILL PUT THAT ONE ON THE CONCLUSION PAGE.
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UPDATE 11/7/14 - YOU ARE ALLOWED TO USE THE COUNTIES AUCTION SITE INSTED OF REGISTRY REPORT FOR NEW FILES UNDER 60 DAYS
FROM SALE. HOWEVER, WE WILL NEED YOU TO USE THE CASE REGSITRY REPORT FOR ANY FILES OVER 60 DAYS. THE CASE REGISTRY IS IMPORTANT
BECAUSE IT SHOWS WHAT THE COURT IS HOLDING AFTER PAYING OUT TO THE JUDGMENT HOLDER (PLAINTIFF). WE ARE ALLOWING THE USE
OF THE COUNTIES AUCTION SITE FOR NEWER FILE BECAUSE WE UNDERSTAND THAT YOU WOULD HAVE TO WAIT A MONTH TO GET THE REPORT
AND WE WANT TO GET A JUMP ON NEW FILES. YOU WILL HAVE TO PROVIDE A SCREEN SHOT COPY (SEE BELOW EXAMPLE) OF THE SALES PAGE SHOWING
WHAT THE PROPERTY SOLD FOR AND THE JUDGMENT AMOUNT, OF COURSE YOU WILL ALSO HAVE TO SHOW ALL OTHER REQUIRED DOCS.

 HERE IS AN EXAMPLE OF A COUNTIES AUCTION SITE: CHARLOTTE COUNTY FL AUCTION LINK

 BECAUSE YOU ARE ESTIMATING THE SURPLUS AMOUNT BY SUBTRACTING THE JUDGMENT AMOUNT FROM THE SALES PRICE  WE WILL ONLY ACCEPT FILES
WHERE THERE IS AN ESTIMATED SURPLUS AMOUNT GREATER THAN $15,000. THIS IS TO ALLOW A CUSHION IN CASE THERE ARE ADDED FEES. PLEASE
REMEMBER THAT AN OVERAGE IS ONLY CREATED WHEN THE SALES PRICE IS HIGHER THAN THE JUDGMENT AMOUNT.

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 UPDATE 11/5/14 - THE FL MORTGAGE AND HOA WORKSHEET HAS BEEN UPDATED, PLEASE USE THIS MOST RECENT WORKSHEET AS CHANGES
HAVE BEEN MADE. YOU NOW HAVE THE OPTION OF DOING TITLE WORK FOR FILES THAT HAVE FORECLOSED LESS THAN 60 DAYS AGO, BUT
THE COMMISSION RATE WILL DROP FROM 12% TO 8% FOR THOSE FILES. YOU MUST CHECK THE NEW BOXES ON THE TOPS OF THE MORTGAGE
HISTORY AND JUDGMENT HISTORY PAGES ONTHE CHAIN OF TITLE WORKSHEET. IN ORDER TO KEEP THE 12%, YOU CAN STILL DO TITLE WORK
FOR YOUR FILES. ALL NEW MORTGAGE AND HOA SURPLUS CASES MUST HAVE THIS UPDATED WORKSHEET OR THE FILE WILL BE KICKED BACK.

PLEASE KEEP IN MIND, YOU MUST STILL FILL OUT THE CONCLUSION SHEET, EVEN IF YOU SELECTED NOT TO DO THE TITLE WORK - IF YOU CHOSE
NOT TO DO TITLE, JUST PUT THE LAST DEED HOLDERS ON THE CONCLUSION SHEET. FAILURE TO FILL OUT THE CONCLUSION SHEET WILL RESULT
IN YOUR FILE BEING KICKED BACK.
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 NEW!!! PLEASE WATCH THIS INFORMATIVE VIDEO BELOW FOR THE FL REMOTE PROGRAM.
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NOTIFICATION ON PROBATIONS

WE HAVE STARTED TO PLACE RESEARCHERS WHO ARE MAKING MANY ERRORS IN RELATION TO FILES SUBMITTED
ON 1 WEEK PROBATION. PLEASE TAKE THE TIME BEFORE SUBMITTING FILES TO LOOK OVER THEM AND MAKE SURE THEY ARE CORRECT. IF YOU
HAVE ANY QUESTIONS PRIOR TO SUBITTING THE FILE TO PAPERWORK, PLEASE OPEN A TICKET AND ASK. WE AUTO PRINT ALL FILES SENT IN, IF
SOMEONE IS SENDING FILES IN WITH ERRORS CONSISTANTLY, WE ARE WASTING TIME AND MONEY ON PRINTING FILES THAT CANNOT BE WORKED.
YOU WILL NOT GET A WARNING, YOU WILL GET AN EMAIL STATING THAT YOU HAVE BEEN PLACED ON 1 WEEK PROBATION. DURING THAT TIME YOU
WILL NOT BE ABLE TO SUMBIT ANY FILES, WE WANT YOU TO TAKE THAT TIME AND GO OVER THE EBOOK, RESOURCE/REFERRALS AND VIDEOS. YOU
WILL STILL BE ABLE TO OPEN SUPPORT TICKETS AND ASK QUESTIONS.

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UPDATES ON FILES

 TRADITIONAL AND REMOTE SURPLUS PROGRAMS ONLY - If you have submitted 20 or more accepted surplus funds files and have submitted at least 1
accepted surplus funds file in the past 60 days, you may request an update once per month by opening a support ticket and selecting the "File Update" button.

We will send the file updates to you via email before the end of the month. Make sure to send the request before the 15th of the month to get an update for
the current month. If your request comes after the 15th of the current month, you will be put on the list for the next update on the following month.

If you have submitted a ticket for an update, and are not eligible for one, we will not email you an update. We will notifiy anyone when we make a deal on a
file whether you have 20 files or less, but you will not get monthly progress updates.

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 *NOTE - I'VE HAD FOLKS SAY THEY MISS THE REFERRAL SYSTEM WHERE WE GRANTED REFERRALS FIRST, SO THAT YOU DIDN'T RESEARCH
THE FILE AND THEN FIND OUT YOUR WERE FIRST IN WITH IT.  I UNDERSTAND AND RESPECT THAT.  HOWEVER:
1. With this new system you will be able to see what counties are being worked - be smart, work others.
2. I've had folks say - 'it takes me an hour per file'.  That's on you - 20 minutes should be average.

 BEFORE SUBMITTING A REFERRAL, REVIEW THE LIST OF FILES WE ARE WORKING, SO THAT YOU DO NOT
SUBMIT A FILE WE ALREADY HAVE. THAT LIST WILL APPEAR AT THE BOTTOM OF THIS PAGE.

IF YOU SUBMIT A CASE AND DO NOT DO SO CORRECTLY, AND SOMEONE ELSE SENDS THE CASE IN BEFORE YOU DO, CORRECTLY,
THEY WILL BE THE RESEARCHER ON THE FILE.  READ RULES BELOW, PLEASE!

FOR TAX FILES, THERE IS A 2 YEAR CLAIM DEADLINE, SO DON'T SEND ANYTHING IN OVER 1 YEAR AND 6 MONTHS OLD.

**Mortgage - Get the most recent report. That will include older funds held.
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Click here to view links to some Florida Counties online Tax Deed sales. http://surplusfundsriches.com/fltdsw.html
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 PLEASE USE FLORIDA UPDATED TITLE WORKSHEETS*:
 SURPLUS FUNDS CHAIN OF TITLE - FL MORTGAGE HOA UPDATE 81417.pdf - PDF Doc - use for mortgage overages and for home owner assoc foreclosure overages
SURPLUS FUNDS CHAIN OF TITLE - FL MORTGAGE HOA UPDATE 81417.docx - MS Word Doc - use for mortgage overages and for home owner assoc foreclosure overages

SURPLUS FUNDS CHAIN OF TITLE - FL TAX DEED - PDF Doc - use this for tax deed sale overages
SURPLUS FUNDS CHAIN OF TITLE - FL TAX DEED.docx - MS Word Doc - use this for tax deed sale overages
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 RULES - DO THIS RIGHT GUYS!
1. Send the case in, with completed worksheet and all required documentation, to paperwork@surplusfundsriches.com or fax to 704-786-9963. 
If you use email - do not use zip files, do not send in links for documents, put the case name(defendant) in the header of the email. 
Please combine the documents into one attachment.  If you fax, send one case at a time. IF YOU DON'T PUT THE DEFENDANT NAME/CASE
NAME IN THE HEADER OF THE EMAIL, WE WILL SKIP THIS FILE SUBMISSION AND GET TO IT LATER.  IF THIS CAUSES
YOU TO LOSE THE CASE TO ANOTHER RESEARCHER, THAT IS ON YOU.

2. Minimum case for us to pursue is $10,000 - not 9,999.99, $10,000.
3. If you complete your case research, and the last owner is not the person who is entitled to the overage, we will only work cases
where a judgment holder is due (NO BANKS!!!), or the monies are due to a private mortgage by an individual (example: John Smith).
No banks (any bank), company or llc. This also applies to banks that were foreclosed on, where the bank is the defendant.

However,  we will take any file where there is a lien holder or bank entitled and there still leaves at min $15,000 to the ex-owner. For instance,
you find an open mortgage for $25,000 and the surplus is $45,000. We will take that file because it will leave $20,000 for the ex-owner.

3B. We are no longer accepting files where the ex owner was a LLC.
4. On the worksheet, we need the physical address of the foreclosure, not the claimant's notification address.  Do not put in parcel
id #, tax id #, or legal description, unless there wasn't a physical address  - vacant land.

5. Feedback - we will let you know when you get a claimant under contract and have the case set to petition.  Until you have sent
in 20 files that we have accepted, we will not give out any additional feedback.  If you have sent in 20 cases we have accepted -
researched cases - we will give feedback once a month, upon request.

6. Check for Motions or Petitions for the funds - Please take your time.  We are getting files in where a disbursement has already
been made(money is gone) and/or where there is a petition in process. Just review the docket history to make sure that isn't happening.
The docket may read, "motion to disburse", "motion for surplus funds", "owners claim", "surplus claim" or something similar. 
Remember that we are independent contractors, which means we work with you by choice and you work with us by choice.  If we receive
unresearched files from a researcher, repeatedly, we will choose to no longer work with you.  Of course, we will address first files sent in
and help you submit correctly.  If you ignore that correction and refuse to follow directions, we will drop you as a researcher.

Also when checking the docket - Make sure to look for Order of Dismisal or Order to Vacate or anything sounding like the owners
are trying to reverse the sale. We have run across a few where the sale was reversed and cancelled. Make sure to check for this
when reading the docket case history report.

7. For tax files, do not send in any files over 18 months old - 18 months since the foreclosure sale. For Mortgage and HOA
Files, please use the most recent version of the Registry Report, this will also have the older stuff.

8. Put Files in Order - Make sure when you submit files to us, you have the chain of title worksheet first, followed by the supporting docs.
If your files are not submitted in this manner, we will not work it. You will have to resubmit in correct order.

9. Make sure you are checking the deed holder at the time of the Mortgage or HOA foreclosure sale. This will be the last owner (not the buyer)
before the deed is transferred to the buyer at auction. We are getting files in where some of you are not checking or putting the wrong names
down. This is very important step, do not dismiss it or assume it is the same as the defendant(s) listed. We need to know exactly who is due
the money. Deeds can be checked on the courts online deed and official records dept., it is also stated in the step by step example for
FL Mortgage and HOA foreclosure sales.

10. Please include a copy of the notification addresses in with the file. For Mortgage and HOA foreclosure sales, it will be on the last page of
the Final Judgment doc. For tax deed sales, the name of the document may vary by county. Some counties it is called Collector's Certificate,
Clerk's Affidavit Certificate or Interested Parties. Some courts put in the copies of the envelope mailings, you can use that. Some courts will
have a document called something else entirely, you will have to look for that.

11. We pay commissions of 8%, 10% or 12%. Tax deed surplus cases we pay 10%. Mortgage and HOA surplus we pay 12% if you do the title
work or 8% if you choose not to. If there are liens or judgments that must be paid (in line ahead of the ex-owner) your commission will be paid out
of the net proceeds (minus the lien or judgment paid amount).
IF YOU JUST SKIPPED THE ABOVE AND DIDN'T READ IT, UNDERSTAND THAT FAILURE TO FOLLOW THESE
DIRECTIONS WILL RESULT IN US IGNORING FUTURE REFERRALS.

 

PLEASE CHECK THE FOLLOWING LIST FOR FILES WE ARE ALREADY WORKING.
IF A FILE IS ON THIS LIST, DO NOT SEND THE FILE TO US.

Please click the link below to view the Surplus Funds List.
 Surplus Funds List